Personal Property Inventory Checklist For Your House or Apartment
Personal Property Inventory Checklist
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It makes no difference whether you rent or or own your home, you still need to keep a detailed inventory of what’s inside it! It might sound like a lot of hard work and can take some time initially, but it can save you a whole heap of time and effort if you have an accurate inventory of your belongings and proof of ownership if you ever do need to make a claim. It will enable the claim to be settled much quicker and easier. For this purpose it really does pay to keep the receipts of all major purchases, along with descriptions and photographic evidence. I know, it sounds a bit “Monica from Friends” but there are times when we all need to get organized, and make no mistake, if there is a fire the “Monica’s” of this world get their claims paid out much sooner than the “Rachel’s”.
So go on, make a big effort and get the camera or video recorder out and go through your whole house, open all the drawers and closets, take individual photos of any items of specific value and get cracking. If you’re not sure where to start we’ve compiled a home inventory checklist for you. Another vital bit of advice, make sure that you keep this record somewhere other than your home, how about your parents house or other family members, after all, you don’t want all of that evidence to go up in smoke along with your camera do you?
For most people renter’s insurance is the one of the cheapest insurances you can buy. Most typical renter’s insurance policies are around $10-25/month.
Right, make sure you go through the whole house, here’s a list of just how detailed you need to be. Use our list or compile your own, but don’t put it off too long or you may just live to regret it.
Kitchen Item Number Date of Purchase Serial # Cost/Value
Chairs
Table
Kitchen cabinets
Light fixtures and fittings
Curtains/Blinds
Refrigerator
Freezer
Dishwasher
Stove
Oven
Microwave
Disposal Unit
Washing Machine
Clothes Dryer
Other Appliances
Bowls
Glasses
Dishes
Plates
Pots and Pans
Kitchen Tools and Gadgets
Kitchen Utensils
Clocks
Radio
Television
Average Food Supplies
Pictures/Ornaments
Other (Specify)
Dining Room
Table
Chairs
Carpets
Rugs
Curtains/Blinds
China Cabinet
Silverware
Crystal
Clock
Pictures/Wall Hangings
Mirrors
Lamps
Ornaments
Table cloth
Napkins
Other (specify)
Living Room
Sofa
Chairs
Curtains/Blinds
Carpets
Rugs
End Tables
Coffee
Tables
Pictures/Wall Hangings
Ornaments and Vases
Lamps
Television
VCR
CD Player
Stereo
Radio
Camcorder
Records/CDs/Tapes/DVDs
Fireplace plus equipment
Desk
Clock
Book case including books
Den or Home Office
Carpets
Rugs
Curtains/Blinds
Desk
Chairs
Lamps
Computer
Printer
Scanner
Telephone
Fax machine
Portable heater
Bookcase
Radio
Other (specify)
Lobbies and Hallways
Carpets
Rugs
Table
Chair
Coat Stand
Light fittings and fixtures
Lamp
Other (specify)
Bedroom (make separate inventory for each)
Carpets
Rugs
Curtains/Blinds
Lamp
Headboard
Mattress
Bedding
Chests
Dressers
Dressing Tables
Bedside Tables
Lamps
Radio
Clock
Television
Chair
Desk
Bookcase
Pictures
Mirrors
Ornaments
Items of Clothing
Shirts
Pants
Jackets
Skirts
Suits
Dresses
Coats
Shoes
Accessories
Other (specify)
Bathrooms
Rugs/Mats
Curtains/Blinds
Shower Curtain
Bathroom Scales
Cabinet
Electrical Appliances
Dirty Clothes Hamper
Toiletries
Towels etc
Mirrors
Other (specify)
Basement/Shed/Garage/Attic
Vehicles
Luggage
Furniture
Toys and Games
Sports Stuff
Bicycles
Garden Tools and Equipment
Lawnmower
Boats
Trailers
Snow Blower
Work Bench
Ladder/Step Ladder
Carpentry Tools or Supplies
Pet Supplies
Christmas and Holiday Decorations
Other (specify)
Outdoors
Garden Ornaments
Bench
Chairs
Table
Barbecue
Gazebo
Umbrella
Garden Swing/Trampolene/Outdoor toys
Plants and Planters
Other (specify)
Extras
Jewelry
Furs
Hobby Equipment
Sports Equipment
Other (Specify)